:root{--navy:#071a36;--ink:#10243f;--blue:#1264e5;--sky:#edf5ff;--muted:#5d6c7d;--line:#dbe4ef;--soft:#f7f9fc;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.68;background:white}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.navrow{min-height:72px;display:flex;align-items:center;gap:22px}.brand{font-weight:900;font-size:1.18rem;color:var(--navy);white-space:nowrap;letter-spacing:-.025em}.brand b{color:var(--blue)}nav{display:flex;align-items:center;gap:18px;margin-left:auto}nav a{font-weight:700;color:var(--ink);font-size:.92rem}.header-cta{margin-left:0}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:white!important;font-weight:850;padding:11px 17px;border-radius:10px;text-decoration:none!important;border:0}.btn.alt{background:white;color:var(--ink)!important;border:1px solid var(--line)}.hamb{display:none;background:transparent;border:0;font-size:1.7rem;line-height:1;cursor:pointer;color:var(--navy);padding:6px}
.mobilemenu{display:none}.hero{padding:72px 0 58px;background:linear-gradient(135deg,#f8fbff,#eaf3ff);border-bottom:1px solid var(--line)}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.13em;color:var(--blue);font-weight:900}.hero h1,.article h1{font-size:clamp(2.25rem,5.8vw,4.55rem);line-height:1.02;letter-spacing:-.055em;margin:.3em 0}.lead,.dek{font-size:1.16rem;color:var(--muted);max-width:790px}
main{padding:46px 0}.layout{display:grid;grid-template-columns:minmax(0,820px) 280px;gap:48px;align-items:start}.article h2{font-size:1.7rem;line-height:1.2;letter-spacing:-.025em;margin-top:2.1em}.article h3{font-size:1.18rem;margin-top:1.7em}.crumbs,.small{font-size:.84rem;color:var(--muted)}.notice,.callout,.cta{padding:20px 22px;border-radius:15px;margin:26px 0}.notice{background:#fff8e7;border:1px solid #f0daa0}.callout{background:var(--sky);border:1px solid #cfe2ff}.cta{background:var(--navy);color:white}.cta h2,.cta h3,.cta p{color:white;margin-top:0}.sidebar{border:1px solid var(--line);border-radius:16px;padding:20px;background:var(--soft)}.sidebar h2{font-size:1.08rem;margin-top:0}.sidebar ul{padding-left:19px}.sidebar li{margin:.55em 0}.sidebar .btn{width:100%;margin-top:8px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:16px;padding:21px;background:#fff}.card h2,.card h3{margin-top:0;line-height:1.25}.card p{color:var(--muted)}table{border-collapse:collapse;width:100%;margin:24px 0;font-size:.94rem}th,td{border:1px solid var(--line);padding:11px;text-align:left;vertical-align:top}th{background:#f3f7fb}.tag{display:inline-block;background:var(--sky);color:#174b91;padding:4px 9px;border-radius:999px;font-size:.77rem;font-weight:800}
footer{background:var(--navy);color:#dbe7f7;padding:44px 0;margin-top:64px}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{color:white}.sitemap-list{columns:2;column-gap:40px}.sitemap-list li{break-inside:avoid;margin:.5em 0}
@media(max-width:860px){.wrap{width:min(100% - 28px,var(--max))}.navrow{gap:8px;min-height:66px}.brand{font-size:1rem;max-width:38vw;overflow:hidden;text-overflow:ellipsis}nav{display:none}.header-cta{margin-left:auto;padding:9px 11px;font-size:.82rem}.hamb{display:block}.mobilemenu.open{display:block;border-top:1px solid var(--line);padding:8px 14px 14px;background:#fff}.mobilemenu a{display:block;padding:10px 4px;color:var(--ink);font-weight:750}.layout{grid-template-columns:1fr}.sidebar{position:static}.grid{grid-template-columns:1fr}.foot{grid-template-columns:1fr}.hero{padding:46px 0}.sitemap-list{columns:1}}

.takeaways{background:#f0f7ff;border:1px solid #cfe2ff;border-radius:16px;padding:20px 22px;margin:24px 0}.takeaways h2{font-size:1.15rem!important;margin:0 0 10px!important}.takeaways ul{margin:0;padding-left:20px}
.toc{border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:24px 0;background:#fff}.toc strong{display:block;margin-bottom:8px}.toc a{display:block;padding:3px 0}
.fresh{display:flex;gap:14px;flex-wrap:wrap;font-size:.82rem;color:var(--muted);margin:10px 0 20px}.faq{border-top:1px solid var(--line);padding-top:10px}.faq h3{margin-bottom:.3em}
.pathcards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:26px 0}.pathcard{border:1px solid var(--line);border-radius:14px;padding:16px;background:#fff}.pathcard strong{display:block;margin-bottom:5px}
@media(max-width:860px){.pathcards{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.pathcards{grid-template-columns:1fr}}